Adeleye JA, Alaba FJ, Abosede AB, Gbeleyi O, Olusegun OP. Bridging Banking and Education: Evaluating the Multifunctional Use of the Tertiary Education Student ATM Card. JES [Internet]. 2025 Sep. 29 [cited 2026 Apr. 20];9(5):4557-6. Available from: https://jes.ejournal.unri.ac.id/index.php/JES/article/view/1126